Real Estate Massachusetts-Real-Estate-Salesperson : Massachusetts Real Estate Salesperson Exam

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Real Estate Massachusetts-Real-Estate-Salesperson Exam Syllabus Topics:

Real Estate Massachusetts Real Estate Salesperson Sample Questions:

1. The two clauses in a mortgage which allow the lender to proceed with a foreclosure sale are which of the following?

A) foreclosure clause and alienation clause
B) escalation clause and alienation clause
C) acceleration clause and power of sale clause
D) escalation clause and power of sale clause

2. Which of the following assurances is provided to home buyers who purchase a $75,000 property with an FHA- insured mortgage?

A) A down payment is not required.
B) The property has been appraised for value.
C) The property is not subject to eminent domain.
D) The neighborhood values will increase.

3. Two top licensees in a small town have agreed not to show listings of a new real estate firm charging a low commission rate to sellers. This behavior is a violation of the

A) Sherman Antitrust Act.
B) Equal Credit Opportunity Act.
C) federal fair housing laws.
D) Blue-Sky laws.

4. A buyer wants to purchase a home for $275,000 with a 20% down payment. The lender charges 2.25 points.
How much money does the buyer need up front to make the purchase?

A) $56,238
B) $55,000
C) $61,188
D) $59,950

5. A buyer is purchasing a $625,000 property. The lender requires a 20% down payment to avoid mortgage insurance. The buyer provided $5,000 in earnest money. The buyer closing costs are $13,000. What is the amount the buyer must bring to settlement to close the transaction?

A) $143,000
B) $138,000
C) $133,000
D) $120,000

Solutions: