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Insurance Licensing Pennsylvania Life, Accident and Health Sample Questions:

1. Returning part of the commission or giving anything of value to the insured for purchasing a policy is

A) coercion.
B) rebating.
C) refunding.
D) twisting.

2. When selling an insurance policy in Pennsylvania, the producer must do all of the following EXCEPT

A) provide a notice of information practices to applicants.
B) protect any non-public or personal information about the applicant
C) emphasize the benefits of the Guaranty Association.
D) submit premiums within the normal course of business.

3. A group health insurance Certificate of Coverage is

A) issued in lieu of a policy.
B) given to the employee as proof of coverage.
C) issued to the policyowner as proof of coverage.
D) only provided to an employer

4. Which service can NOT be provided in the patient's home through a home health care policy?

A) meal preparation
B) housekeeping assistance
C) banking assistance
D) nursing care

5. [I Intentionally withholding information that should be provided to an insurer is known as

A) misrepresentation.
B) twisting.
C) concealment.
D) estoppel

Solutions: